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Simple Options Tennessee
Simple Options Tennessee
Your Financial Lifeline

Business Risk Mitigation

The business is your biggest asset. Is it covered?

Owners often have one plan for the family and none for the company. We use life insurance to fund the moments that decide what a business is worth: losing a key person, keeping great staff, and leaving on your own terms- not the economy's.

  • Owners of cash-flowing businesses
  • Companies that depend on a select group of key people
  • Partners who want a buy/sell agreement that is funded
  • Owners thinking about an exit, sale, or handing it down
  • Companies who need alternate tax-advantage benefits
  • Owners looking for alternative retirement plans

  • Owner exit security so ownership transfers smoothly
  • Executive bonus plans to reward and keep top people
  • Key person and buy/sell funding using life insurance
  • Creative tax-advantage polices that provides relief and peace of mind during tax season

How these policies work as a tool


Funds the plan
A policy provides cash at the moment a buy/sell agreement or key person loss calls for it.

Keeps your people
Executive bonus plans give valued staff a reason to stay.

Makes the exit orderly
You decide who takes over and how you get paid, ahead of time.

We coordinate with your attorney and CPA on legal and tax structure.

HOW WE USE IT
Successful businesses have been using policies, like mentioned above, to protect business income, provide incentives for  important employees, cover debt accumulated, and supply future capital. This isn't a new concept, and we make sure to educate all  businesses, big and small.
HOW WE USE IT
It's funded on purpose, with a job to do in your plan. Because of this, your business receives an annual review to ensure plans continue to align with its' goals.

HOW WE USE IT
Taxes come every year. What if those funds came from a compounding policy that provides the ability to satisfy the business taxes owed and continues to grow after the taxes are satisfied?

Restructuring your perspective on how  you balance expenses can unlock the key to tax advantages. We work alongside your CPA to ensure policies and funds are structured properly, leaving your business celebrating at the end of each year. 


Start with a 10-minute plan check

Tell us about your family or your business. We'll show you which level fits and what the plan could look like, with no pressure to buy anything.


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