Skip to main content
Simple Options Tennessee
Simple Options Tennessee
Your Financial Lifeline

Level 1: Protect

If your paycheck stopped, 
​would your family keep the house?

This is where every plan starts. We use life insurance to keep income, the mortgage, and your children's future from depending on one person's paycheck.


  • Everyone from single individuals to multi-generational families, financial insurable interests, etc...

  • New homeowners with a mortgage to protect
  • Anyone with no coverage, or only a policy through work
  • People who have been declined or have health concerns

  • Life insurance sized to your income and obligations
  • Mortgage protection so the home stays with the family
  • Children's whole life that starts a child's coverage early
  • Guaranteed issue policies when health makes other options hard

How the policy works as a tool


Replaces income
A death benefit gives your family room to adjust instead of scrambling.

Covers the big obligation
Mortgage protection is aimed at the largest bill most families carry. This covers your mortgage loan, not the items inside your home.

Starts early for kids
Children's whole life begins at a young age, with coverage that can last a lifetime. 

Why life insurance gets overlooked, and how we use it differently


HOW WE USE IT
It protects income and the home while you're here, and some policies are built to carry cash value you can access in your lifetime.
HOW WE USE IT
It's funded on purpose, with a job to do in your plan.

HOW WE USE IT
We design each policy around a goal, then match it to a carrier. "One size fits all" breeds dissatificaiton, misleading information, and uncertain outcomes for each individual. Since COVID, more individuals are gaining incorrect information or are being placed in policies that do not fit their true needs, wants, or goals.

 We pride ourselves on providing proper discovery and guidance to ensure satisfication, honest adivorsy, and easy communication while you are a client.

Households start from an amount that fits the budget. Prices vary with age, health, and family size.

Start with a 10-minute plan check

Tell us about your family or your business. We'll show you which level fits and what the plan could look like, with no pressure to buy anything.


Request Appointment